Riding a motor bike is a hit with most men because of the adrenaline rush that it infuses. However, bikes have also earned a bad name of late as a dangerous vehicle because of the increase in the number of bike accidents lately. So if you are planning to get hold of a bike for you make sure that you drive it safely because fun must always walk hand in hand with sensibility. Since, accidents can never be predicted and sometimes no matter how hard one tries, it is almost impossible to avoid them, it is also a great idea to go for bike insurance.
What is bike insurance?
Bike insurance is when you pay a premium to an insurance company to cover the expenditure that you might have to face in case of a bike accident. God forbid, but if there ever is an accident then it will be the job of the insurance company to meet the expenses instead of the one riding the bike.
Picking the right bike insurance is important
While picking bike insurance for yourself it is very important to go through all the features, terms, condition and policies of the cover properly because it often happens that when stuck in an accident, the biker faces disappointment when he figures that his insurance is not covering for a lot of damages that he thought were covered.
The different types on Bike insurance:
There are chiefly three different types of bike insurance – Liability, comprehensive and collision. Opting for the liability cover will ensure that the expenses of the injuries inflicted on the other people in the accident site are covered by the insurance company. Collision cover will meet the expenses needed to treat the scratches on you and your bike. Comprehensive cover will take care of damages inflicted on your bike owing to vandalism, fire and the like.